Financing at Roanoke Motors Chrysler Dodge Jeep Ram

Does buying a vehicle have to be stressful and overwhelming? Will you always have to negotiate a better price or play defensive against pushy salespeople? You won't have to so long as you work with Roanoke Motors Chrysler Dodge Jeep Ram.

Transparent and Hassle-Free: Enjoying the Experience

We want you to thoroughly enjoy the car-buying experience, but we know the approach most dealerships take doesn't foster excitement or instill confidence. As industry veterans, we take full responsibility for how you feel when you're here, especially when it's time to bring your automotive dreams to life. Because of this, we go to great lengths to offer a hassle-free finance experience defined by respect, integrity, and transparency.

You're our priority, meaning our team isn't motivated by commissions or quotas but by relationships. We personalize our approach by listening attentively and responding to your unique needs. This approach is rewarding as you navigate your purchase because our finance team will ensure you know every detail and are comfortable with your choices; there's no potential for sticker shock or buyer's remorse because you always know what you're getting with the Roanoke Motors team.

Your Buying Power: Loans and Leases

Part of enjoying the car-buying experience is knowing your purchase options. Paying cash for a vehicle is straightforward but it's unrealistic for most people. Instead, loans and leases are far more popular and give you the opportunity to drive home in a vehicle you love without draining your savings or making a significant down payment.

Loans: What Are They? What Are the Advantages?

Getting a loan for your vehicle means borrowing money from a lender to make the purchase. We work with many lenders to give our customers a better opportunity to secure a competitive interest rate, which is the fee the lender charges on the loan. While we work with all types of credit scores, higher scores are favorable since lenders reward your well-established credit history with a lower interest rate.

There are many advantages to getting a loan. First and foremost, this route gives you immediate ownership of your car even though the lender holds the title; hence, you can modify the vehicle—whether you want to add a suspension lift, upgrade the tires, or anything else—without being penalized. Likewise, every monthly payment to the lender builds equity in the vehicle, putting you one step closer to full ownership.

Leases: What Are They? What Do I Need to Know?

Drivers looking to get behind the wheel of a new model without the overhead of ownership are often better suited for leasing. This is considered a long-term rental, where you borrow the vehicle from our dealership for a period of time—typically 24 or 36 months. Because the period is shorter, you can expect lower monthly payments but a few more limitations. How so?

Our finance experts will learn more about your driving needs to determine the right lease option, from shorter and longer lease terms to various mileage limitations. They'll go over various details, like the importance of staying within the mileage parameters and being mindful of the wear-and-tear considerations that ensure the vehicle is returned like-new. Then, once the lease is up, you can purchase your leased vehicle or sign a new lease and drive home in a model with the latest features.

Tools of the Trade: Our Finance Services

Our financial experts are happy to walk you through your purchase options, but you can take advantage of our many other financial tools before you visit the dealership. Our online payment calculator can help you learn more about your buying power and anticipate your monthly car payments. You can also value a trade-in and navigate the pre-approval process, saving valuable time and streamlining your purchase once you're here.

Start the Process Today

It's time to bring your vehicle dreams to life and enjoy the car-buying experience with Roanoke Motors Chrysler Dodge Jeep Ram. We can't wait to work with you and show you how buying a car can be exciting and enjoyable. So, what are you waiting for? Start the process today!